Terms of Service

1. Acceptance of Terms

Welcome to AAMW Marketing LLC ("AAMW Marketing," "we," "us," or "our"). These Terms of Service ("Terms") constitute a legally binding agreement between you and AAMW Marketing regarding your use of our website, services, and products.

1.1 Agreement to Terms

By accessing, browsing, or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Cookie Policy. If you do not agree to these Terms, you must not use our services.

1.2 Eligibility

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you:

• Are at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Are not prohibited from using our services under applicable law
• Will comply with these Terms and all applicable local, state, national, and international laws

1.3 Business Users

If you are using our services on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms.

2. Use of Services

AAMW Marketing provides marketing and insurance services to businesses and individuals. Our services include but are not limited to:

2.1 Services Offered

• Marketing Services: Digital marketing, content creation, social media management, SEO, and advertising campaigns
• Insurance Services: Insurance consultation, policy recommendations, and insurance product information
• Consulting Services: Business strategy, market analysis, and growth planning
• Website Access: Access to our website content, resources, and tools

2.2 License to Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our services for your personal or business purposes.

2.3 Restrictions

You agree not to reproduce, duplicate, copy, sell, or exploit any portion of our services without our express written permission.

3. User Accounts

Some of our services may require you to create an account. When you create an account with us, you agree to the following:

3.1 Account Registration

You must provide accurate, current, and complete information during the registration process and keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.2 Account Security

You agree to:

• Use a strong, unique password for your account
• Keep your login credentials confidential
• Notify us immediately of any unauthorized access to your account
• Not share your account with others
• Accept responsibility for all activities conducted through your account

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time if we believe you have violated these Terms or engaged in fraudulent or illegal activities.

4. Intellectual Property Rights

All content, features, and functionality on our website and services are owned by AAMW Marketing, its licensors, or other content providers and are protected by intellectual property laws.

4.1 Our Intellectual Property

Unless otherwise indicated, all materials on our website, including but not limited to:

• Text, graphics, logos, images, and photographs
• Audio and video content
• Software, code, and website design
• Trademarks, service marks, and trade names
• Proprietary methodologies and business processes

are the exclusive property of AAMW Marketing and are protected by copyright, trademark, and other intellectual property laws.

4.2 Limited Use

You may not copy, modify, distribute, sell, or lease any part of our services or content without our prior written consent.

5. User-Generated Content

Our services may allow you to submit, post, or share content such as reviews, comments, feedback, or other materials ("User Content").

5.1 Content License

By submitting User Content to our website or services, you grant AAMW Marketing a non-exclusive, worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, and distribute your User Content in any media.

5.2 Content Responsibilities

You are solely responsible for your User Content and represent that:

• You own or have the necessary rights to submit the content
• Your content does not violate any third-party rights
• Your content is accurate and not misleading
• Your content complies with these Terms and applicable laws

5.3 Content Moderation

We reserve the right to review, edit, or remove any User Content that violates these Terms or that we deem inappropriate, offensive, or harmful.

6. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

6.1 Illegal Activities

• Violating any local, state, national, or international law
• Engaging in fraudulent or deceptive practices
• Infringing on intellectual property rights
• Transmitting harmful or malicious code

6.2 Harmful Conduct

• Harassing, threatening, or intimidating others
• Posting offensive, discriminatory, or hateful content
• Impersonating others or misrepresenting your affiliation
• Interfering with the proper functioning of our services

6.3 Unauthorized Access

• Attempting to gain unauthorized access to our systems
• Using automated tools to scrape or harvest data
• Bypassing security measures or access controls
• Reverse engineering our software or services

7. Payment Terms

If you purchase services from AAMW Marketing, the following payment terms apply:

7.1 Pricing and Fees

All prices are listed in U.S. Dollars unless otherwise stated. We reserve the right to change our pricing at any time. Price changes will not affect existing contracts or agreements.

7.2 Payment Methods

We accept various payment methods including credit cards, debit cards, and electronic transfers. By providing payment information, you represent that you are authorized to use the payment method.

7.3 Billing and Invoicing

• Invoices will be sent to the email address associated with your account
• Payment is due within the timeframe specified in your service agreement
• Late payments may result in service suspension or termination
• You are responsible for any bank fees or transaction charges

7.4 Refunds and Cancellations

Refund and cancellation policies vary by service type and will be outlined in your specific service agreement. Please contact us for details regarding refunds or cancellations.

8. Limitation of Liability and Disclaimers

8.1 Service Disclaimer

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.

8.2 No Professional Advice

While we provide marketing and insurance services, the information on our website is for general informational purposes only and should not be considered professional advice. You should consult with appropriate professionals for specific advice tailored to your situation.

8.3 Limitation of Liability

To the maximum extent permitted by law, AAMW Marketing shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or business opportunities
• Loss of data or information
• Business interruption
• Costs of substitute services

8.4 Maximum Liability

Our total liability for any claims arising from your use of our services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless AAMW Marketing, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including attorney's fees) arising from:

• Your use or misuse of our services
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property rights
• Your User Content or any content you submit
• Your violation of any applicable laws or regulations

This indemnification obligation will survive the termination of these Terms and your use of our services.

10. Termination

10.1 Termination by You

You may stop using our services at any time. If you have an account, you may request account deletion by contacting us.

10.2 Termination by Us

We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms
• Fraudulent or illegal activities
• Non-payment of fees
• Requests by law enforcement or government agencies

10.3 Effect of Termination

Upon termination, your right to use our services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

11. Governing Law and Dispute Resolution

11.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Oklahoma, United States, without regard to its conflict of law provisions.

11.2 Jurisdiction

You agree that any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the federal or state courts located in Tulsa County, Oklahoma.

11.3 Dispute Resolution

Before filing a claim, we encourage you to contact us to seek a resolution. We will attempt to resolve disputes in good faith through informal negotiation.

11.4 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

12. Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make changes, we will:

• Update the "Last Updated" date at the top of these Terms
• Post the updated Terms on our website
• Notify you of material changes via email or prominent notice on our website
• Provide a reasonable notice period before changes take effect

Your continued use of our services after any changes to these Terms constitutes your acceptance of the new Terms. If you do not agree to the updated Terms, you must stop using our services.

We encourage you to review these Terms periodically to stay informed of any updates.